Home /Florida /Panama City

Qualifying For HUD Housing Section 8 Vouchers In Panama City, FL

HUD Housing eligibility is determined by the Bay County Public Housing Authority.

Income may not exceed 50% of the median income from the table below. The Housing Authority must provide 75 percent of vouchers to those whose income does not exceed 30% of the median income listed below.

HUD Income Limits 2024 in Panama City, FL.

HUD Designated Metro Area: Income Limits

2024Median Family Income2024 Yearly Income Limit2024 Yearly Income Limit - Person(s) in Family
Income LimitsCategory12345
Bay County, FL$85,900Very Low Income (50%)$30,300$34,600$38,950$43,250$46,750
Extremely Low Income (30%)$18,200$20,800$25,820$31,200$36,580
Low Income (80%) $48,450$55,400$62,300$69,200$74,750

Bay County Public Housing Authorities

We have listed all of the housing authorities in Bay County. Using the chart above, if you qualify as low income (Very Low Income OR Extremely Low Income), we recommend that you visit your local housing authority. They should be your first stop for housing and rental assistance programs.
1. To get on the waiting list for Public Housing and Housing Choice Voucher (Section 8), visit the links provided below to the closest Bay County housing authority to your city in your city.
2. You can also visit the Housing Authority for other low income housing programs with rent assistance.

Public Housing Eligibility

To be eligible for public housing, households must meet the following requirements:
1. Have an income that is below a certain level.
2. Be a U.S. citizen or a legal permanent resident.
3. Have a demonstrated need for housing assistance.

Public housing tenants pay rent based on their income. The rent is typically set at 30% of the household's monthly income.
If you are interested in learning more about public housing, or if you think you may be eligible, you can contact your local housing authority (lsted above). The Public Housing Authority can provide you with information on the application process and help you determine if you are eligible for public housing assistance.

Panama City Housing Authority

804 E 15th Street
Panama City, FL - 32405
Bay County
Website: https://panamacityhousing.org/
Phone Number: (850) 769-2358



Active Public Housing Authority Listings In Panama City, FL

We have listed the current list of public housing authority properties in Panama City, FL. These are Section 8 property listings, that will need a voucher or approval from the public housing authorities listed above. Contact them to see if their are openings or waiting lists.

Asbell, Fletcher Black, Massalina

810a Frank Nelson Dr
Phone Number: (850) 769-2358
Website: https://panamacityhousing.org/
Panama City, FL - 32401
Total Apartment Units: 247
Total Apartment Low Income Apartments: 247
Family Apartments: YES
Senior Apartments: YES

Champion/johnson Memorial

739 Sanders Ln
Phone Number: (850) 769-2358
Website: https://panamacityhousing.org/
Panama City, FL - 32401
Total Apartment Units: 40
Total Apartment Low Income Apartments: 40
Family Apartments: YES
Senior Apartments: YES

Dickinson, Kirkland, Oakland Gardens

1025 Everitt Ave
Phone Number: (850) 769-2358
Website: https://panamacityhousing.org/
Panama City, FL - 32401
Total Apartment Units: 203
Total Apartment Low Income Apartments: 203
Family Apartments: YES
Senior Apartments: YES


Need Help? Let Us Know

HUD Housing Low Income Tax Credit (LIHTC) Properties In Panama City, FL

Listed below are the Section 42, LIHTC apartments in Panama City, FL. LIHTC apartment rents are not based on the tenants income. Income credit set aside brackets are selected during the apartment credit applications are used to determine the apartment rents.

The rents are based upon the Area Medium Income (AMI) and tenant based utility allowances. At least 20% of these apartments (listed below), must provide these low rates for low-income tenants.

HUD housing LIHTC Eligibility Requirements

Income: Households must earn below a certain income level, which is set by the HUD and varies by location. In general, households must earn below 60% of the area median income (AMI) to be eligible for LIHTC housing.
Citizenship or residency status: Households must be U.S. citizens or legal permanent residents.
Need for housing assistance: Households must have a demonstrated need for housing assistance. This means that they must be unable to afford housing on their own.

In addition to the above requirements, some LIHTC properties may have additional eligibility requirements, such as age restrictions or preferences for certain types of households (e.g., families with children, veterans, etc.).

To determine if you are eligible for LIHTC housing, you can contact your local housing authority (listed above) or search for LIHTC properties (listed below).

LIHTC Maximum Rents

The maximum allowable rents are equal to 30% of the Area Medium Income (AMI), less the utility allowances.

HUD Fair Market Rents for Panama City, FL Bay County

Apartment SizeHUD's Monthly Fair Market Rent For AreaLIHTC Maximum Rent
Studio Apartments$1269Estimated $380.70 - utility allowance
One Bedroom Apartments$1297Estimated $389.10 - utility allowance
Two Bedroom Apartments$1523Estimated $456.90 - utility allowance
Three Bedroom Apartments$2065Estimated $619.50 - utility allowance


Available LIHTC Properties In Panama City, FL

Using the table above you can estimate what you would be paying by checking the LIHTC Maximum Rent section.

Contact these properties for openings and wait lists and price lists.

Foxwood

1701 Hamilton Ave
Panama City, FL - 32405
Total Apartment Units: 100

Gatewood

7100 Noel Rd
Panama City, FL - 32404
Total Apartment Units: 37
Total Apartment Low Income Apartments: 37

Kurze I

1004 Kurze Ave
Panama City, FL - 32401
Total Apartment Units: 4
Total Apartment Low Income Apartments: 4

Kurze Ii

1009 N Church Ave
Panama City, FL - 32401
Total Apartment Units: 20
Total Apartment Low Income Apartments: 20

Magnolia Pointe (panama City)

2437 E 11th St
Panama City, FL - 32401
Total Apartment Units: 100
Total Apartment Low Income Apartments: 100
2 Bedroom apartments 40
3 Bedroom apartments 48
4 Bedroom apartments 12
Years In Service Since: 1998
Family Apartments: YES
Senior Apartments: YES
Disabled Apartments: YES
Accepts Homeless: YES

Siena Gardens

901 W 19th St
Panama City, FL - 32405
Total Apartment Units: 150
Total Apartment Low Income Apartments: 150
1 Bedroom apartments 78
2 Bedroom apartments 72
Years In Service Since: 2003
Family Apartments: YES
Senior Apartments: YES

Andrews Place I

1914 Frankford Ave
Panama City, FL - 32405
Total Apartment Units: 200
Total Apartment Low Income Apartments: 200
1 Bedroom apartments 32
2 Bedroom apartments 102
3 Bedroom apartments 66
Years In Service Since: 2004
Family Apartments: YES

Andrews Place Ii

1914 Frankford Ave
Panama City, FL - 32405
Total Apartment Units: 120
Total Apartment Low Income Apartments: 120
1 Bedroom apartments 24
2 Bedroom apartments 60
3 Bedroom apartments 36
Years In Service Since: 2006
Family Apartments: YES
Senior Apartments: YES
Disabled Apartments: YES
Accepts Homeless: YES

Panama Commons

1001 Sherman Ave
Panama City, FL - 32401
Total Apartment Units: 92
2 Bedroom apartments 50
3 Bedroom apartments 34
4 Bedroom apartments 8
Years In Service Since: 2011
Family Apartments: YES
Senior Apartments: YES
Disabled Apartments: YES
Accepts Homeless: YES

Pana Villa

1802 Flower Ave
Panama City, FL - 32405
Total Apartment Units: 72
Total Apartment Low Income Apartments: 72
1 Bedroom apartments 16
2 Bedroom apartments 24
3 Bedroom apartments 24
4 Bedroom apartments 8
Years In Service Since: 2011
Family Apartments: YES
Senior Apartments: YES
Disabled Apartments: YES
Accepts Homeless: YES

Edgewood Apartments

3325 W 23rd St
Panama City, FL - 32405
Total Apartment Units: 94
Total Apartment Low Income Apartments: 94
1 Bedroom apartments 16
2 Bedroom apartments 42
3 Bedroom apartments 28
4 Bedroom apartments 8
Years In Service Since: 2011
Family Apartments: YES
Senior Apartments: YES
Disabled Apartments: YES
Accepts Homeless: YES

Pelican Pointe

10320 Clarence Street
Panama City, FL - 32407
Total Apartment Units: 78
2 Bedroom apartments 45
3 Bedroom apartments 27
4 Bedroom apartments 6
Years In Service Since: 2018
Family Apartments: YES


HUD Housing Section 8 and Multifamily Properties in Panama City, FL

The US Department of Housing and Urban Development provides active listings of Section 8 and Multifamily apartments. We have listed them below for you to contact. Check with them to see if they have current availabilities and/or waiting lists. With Section 8 properties, you will need a voucher. Contact the Bay County Public Housing Authorities, listed at the top of this page.

Eligibility for HUD Housing Section 8, you must meet the following requirements:

Income: Your income must be below a certain level, which is set by the HUD and varies by location. In general, households must earn below 50% of the area median income (AMI) to be eligible for Section 8 housing.
Citizenship or residency status: You must be a U.S. citizen or legal permanent resident.
Need for housing assistance: You must have a demonstrated need for housing assistance. This means that you must be unable to afford housing on your own.

In addition to the above requirements, some Section 8 programs may have additional eligibility requirements, such as age restrictions or preferences for certain types of households (e.g., families with children, veterans, etc.).

To determine if you are eligible for Section 8 housing, you can contact your local Public Housing Authority (listed above). The Public Housing Authorities can provide you with information on the application process and help you determine if you are eligible for Section 8 assistance.

Tips To Get In To Section 8 Housing:

Local Rules: Each local housing authority has different rules around Section 8. Decide where you want to live and find the housing authorities in charge of those neighborhoods.
Applying for a Voucher: Contact your local Public Housing Agency (PHA) to apply for a voucher. They can tell you if they’re currently accepting new applicants and provide application details.
Payment Standards: Section 8 doesn’t specify a fixed dollar amount for rent assistance. Instead, the PHA sets a payment standard based on local housing market rates.

St. Andrews Towers

24 Harrison Ave
Panama City, FL - 32401
Phone: 850-785-9575
Total Apartment Units: 216
Type of Listing: Insured-Subsidized

Royal Arms Garden Apartments

1420 Balboa Ave
Panama City, FL - 32401
Phone: 850-785-7057
Total Apartment Units: 88
Type of Listing: Subsidized - Previously Insure

Macedonia Gardens

1722 W 17th St
Panama City, FL - 32405
Phone: (850) 785-9912
Total Apartment Units: 100
Type of Listing: Subsidized - Previously Insure

Pana Villa Garden Apartments

1802 Flower Ave
Panama City, FL - 32405
Phone: 850-785-3750
Total Apartment Units: 72
Type of Listing: Subsidized - Previously Insure

Gibb Gulf Coast Village

6200 N Lagoon Dr
Panama City, FL - 32408
Phone: 850-235-4663
Total Apartment Units: 40
Type of Listing: 202/811

Section 202 Supportive Housing for the Elderly Program
Occupancy in Section 202 housing is open to any very low-income household comprised of at least one person who is at least 62 years old at the time of initial occupancy.
Section 811 - Supportive Housing for Persons with Disabilities
The Section 811 program allows persons with disabilities to live as independently as possible in the community by subsidizing rental housing

Foxwood Apartments

1701 Hamilton Ave
Panama City, FL - 32405
Phone: 850-785-8036
Total Apartment Units: 100
Type of Listing: Insured-Subsidized

Edgewood Garden Apartments

3325 W 23rd St
Panama City, FL - 32405
Phone: 850-785-0585
Total Apartment Units: 94
Type of Listing: Subsidized - Previously Insure


About our Data

Our data is collected from the US Department of Housing and Urban Development data along with computations based on their rules on apartments/housing.

How does HUD housing work in FL?

You must qualify for the HUD apartments in the area you are searching. Then, you need to apply directly at the location or through the Public Housing Authority.